Our Solutions
Credit Servicing
Understanding
Your Credit Report
Credit Score Insights
Your credit report functions like a detailed report card, constantly updated by creditors and maintained by major credit reporting agencies such as Equifax, TransUnion, and Experian. Credit repair aims to ensure that these agencies generate your report accurately. This involves confirming that every item listed belongs there, restoring your credit profile to its best state, and optimizing it to achieve the highest possible score.
Streamlined Credit Repair Process
At Sandbar Fund, we simplify credit repair:
● We evaluate your credit report to pinpoint negative entries and areas for potential improvement.
● We take immediate action by disputing any questionable items and addressing aspects that could help elevate your credit score.
Effortless
Credit Repair
Value of Your Time
Imagine your car requires an oil change, but you don’t know how to do it yourself. Instead of taking it to a service center, you spend your entire weekend researching the process, selecting the right materials, and ultimately getting your hands dirty. Alternatively, you could take your car to a professional who can handle it swiftly and efficiently.
Similarly, while you could attempt to repair your credit independently—researching scores, identifying negative entries, navigating laws, and managing communication with creditors—you could also choose to let Sandbar Fund manage the entire process for you, quickly and easily.
What's happening with your
credit?
Behind the Scenes of Your Credit
Your credit report is consistently updated by creditors and accessed by various entities seeking to assess your creditworthiness. This activity occurs regularly, often without your awareness. Engaging in credit repair allows you to actively track and manage all interactions related to your credit. Prior to the 1970s, consumers had no rights regarding their credit reports; access was limited, and disputing inaccuracies was virtually impossible. This led to the enactment of the Fair Credit Reporting Act (FCRA), which provides essential protections and rights concerning your credit report.
Thanks to the FCRA and similar consumer protection laws, you now have the ability to review your credit, correct any unjustly reported information, and improve factors that may be negatively influencing your score.
The importance of credit repair cannot be overstated, and Sandbar Fund is well-equipped to support you in enhancing your credit and boosting your score.
Don't Just TakeOur Word For It
“Brian Turner helped me realize that the person I was working with was misleading me during my search for business funding. Thankfully, he was there to save me before it was too late.”
Owner
“John Bradley was able to get me working capital in a pinch. John made sure we did not go overboard and take on more then what the business could handle. He even set out a gameplan to get me the SBA 7(A). I trusted John and he made sure that I ended up receiving the full $2,500,000 we requested.”
Owner
“I started working with RJ after I previously defaulted on a small merchant cash advance during Covid. Every other company was offering very expensive deals for small amounts. RJ was able to get me approved for $250,000 on significantly better terms. Since then I was able to add 7 more trucks to the fleet.”
Owner