Our Services

Factoring

What areInvoice Factoring Services?

Say Goodbye To Waiting

Cash flow is the lifeblood of every business. Sandbar Fund offers invoice factoring services that convert your accounts receivables (invoices) into immediate cash flow, eliminating the waiting period for payments. This service is ideal for companies operating on a business-to-business (B2B) or business-to-government (B2G) model. With our invoice factoring services, businesses can achieve consistent cash flow for ongoing operations and build cash reserves to seize growth opportunities. For many businesses, especially those that are new or experiencing rapid growth, maintaining sufficient cash can be challenging. Sandbar Fund assists these businesses through payroll funding and invoice factoring services, providing quick access to working capital.

Reclaim ControlOver Your Cash Flow

Understanding the Funding Mechanism

An invoice represents a request for payment for goods or services already delivered. A business can sell its invoices to a third-party factor to address immediate financial obligations.

Determining Rates

● The creditworthiness of the invoice seller
● The time frame until the invoice payment is expected

Self-Reflecting Questions

● Are you factoring any invoices at the moment? ● Is there a current need for extra cash flow?

Necessary Documentation

● A sample of the invoice ● An aging report of accounts receivable


Important Information

● We focus exclusively on business-to-business transactions. ● A residual account signifies an ongoing partnership. ● Factoring allows you to access payment for your invoices immediately—no waiting required.

Don't Just TakeOur Word For It

Hear from those we serve like family

Chris and Paula GreenOwner
"Sandbar Fund was phenomenal to work with. They guided us through every step, answered all of our questions upfront, no hidden agenda. Their goal was to continue to help us grow and build our business. Without their guidance, our business would not be able to go to the next level. We appreciate them so much. They represent their company well. Very grateful to both of them."
Charles BernardoOwner
"John Bradley worked with me on my unique specialized telecom business, he was informative, persistent, but patient and got me the amount of funds needed to help with the expansion of my firm. At all times he answered every question, comparing his deal to two of his competitors he beat the other funding options that I had. I highly recommend Sandbar if you need funding quickly."
Humberto GarayOwner
"We've had the pleasure of working with Sandbar Fund to secure financing for our clients, and the results have been consistently exceptional. Our clients, specifically those who worked with Jason, have expressed extreme satisfaction with the entire funding process. Jason's expertise and dedication were evident every step of the way, making what can often be a complex process remarkably smooth and efficient."
Bill PetefishOwner
"John Bradley did a great job of finding us the funding we needed in a short amount of time. Excellent communication and follow-through. Highly recommended."
Sam ThanaOwner
"The best company I've worked with so far. Aidan and Anthony from Sandbar have excellent communication when it comes down to the numbers and different options for financing. Strong team that gets it done. I'll continue to refer friends and other business owners to Sandbar Fund."
Joshua HoecherlOwner
"These guys are awesome! Their patience with a busy business owner has been awesome, and they have helped all along the way. They are great!"
Paulo PinhoOwner
"Sandbar Fund was very helpful with getting me a line of credit. Quick turnaround and easy process to complete."
Trevon CardOwner
"It’s been great working with Jason. Awesome deals! Looking forward to gaining more momentum!"
RandleOwner
“Brian Turner helped me realize that the person I was working with was misleading me during my search for business funding. Thankfully, he was there to save me before it was too late.”
TonyOwner
“John Bradley was able to get me working capital in a pinch. John made sure we did not go overboard and take on more then what the business could handle. He even set out a gameplan to get me the SBA 7(A). I trusted John and he made sure that I ended up receiving the full $2,500,000 we requested.”
VibhuOwner
“I started working with RJ after I previously defaulted on a small merchant cash advance during Covid. Every other company was offering very expensive deals for small amounts. RJ was able to get me approved for $250,000 on significantly better terms. Since then I was able to add 7 more trucks to the fleet.”