Our Services
SBA Loans
SBA Bolt
-
Interest Rate: Approximately 14%
-
Funding Timeline: 6 to 10 business days
-
Eligibility Criteria: Assessed based on FICO score, business credit, and background checks
-
Funding Amount: Up to 30% of top-line revenue, with a maximum limit of $150,000 for businesses generating over $500,000 in revenue
-
Reapplication: Clients may reapply after 30 days if their initial application is declined
SBA Express
-
Funding Limit: Up to $500,000
-
Notes: Loans exceeding $500,000 transition to an SBA Conventional/Traditional loan
SBA 7(a) Loan Program
-
Term Length: 10 years
-
Maximum Funding: $5 million, with the possibility of reaching $6.2 million if the lender contributes an additional $1.2 million
-
Purpose: Suited for substantial funding needs and long-term growth initiatives
SBA 504 Loan
-
Purpose: Designed for financing commercial real estate or equipment purchases
-
Terms: 25 years for real estate / 10 years for equipment
-
Loan-to-Value (LTV): 90% financing based on real estate value
-
Maximum Funding: Up to $15 million, with fixed interest rates ranging from 6% to 7%
-
Prepayment Options: Allows for interest savings through early repayment
-
Use of Funds: Financing for refinancing, construction, or renovations of commercial properties (zoned for industrial or commercial use)
Don't Just TakeOur Word For It
“Brian Turner helped me realize that the person I was working with was misleading me during my search for business funding. Thankfully, he was there to save me before it was too late.”
Owner
“John Bradley was able to get me working capital in a pinch. John made sure we did not go overboard and take on more then what the business could handle. He even set out a gameplan to get me the SBA 7(A). I trusted John and he made sure that I ended up receiving the full $2,500,000 we requested.”
Owner
“I started working with RJ after I previously defaulted on a small merchant cash advance during Covid. Every other company was offering very expensive deals for small amounts. RJ was able to get me approved for $250,000 on significantly better terms. Since then I was able to add 7 more trucks to the fleet.”
Owner